Truck insurance in Montgomery County, PA
An independent, PA-licensed agency in Devon, PA, not tied to one insurance company.
Serving Montgomery County · PA-licensed · Open Mon–Sat · 9 AM – 7 PM
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Truck insurance in Montgomery County
Home to 856,553 people (2020 Census), Montgomery County is part of the Greater Philadelphia metro. The county seat is Norristown. Below: what affects truck insurance here, the Pennsylvania minimums that apply, and answers to common questions.
What affects truck insurance in Montgomery County
Commercial truck insurance in Montgomery County prices through carriers that focus on Eastern Pennsylvania freight patterns. The county's main freight routes are I-76, I-276 (PA Turnpike), and I-476. Shippers and brokers commonly ask Montgomery County operators for a certificate showing $1,000,000 primary liability, even where the statutory minimum is lower. For for-hire interstate operators based in Montgomery County, the insurer's BMC-91 or BMC-91X filing has to be accepted by FMCSA before the authority is issued, so time the request to the policy effective date.
Compare Pennsylvania truck insurance statewide, see auto hauler insurance in Montgomery County, or start from the truck insurance overview.
Our office is at 321 S. Valley Forge Rd, Devon, PA 19333. We are open Monday through Saturday, 9 AM to 7 PM ET; call (610) 800-4410 or email info@cyfinancialsolutions.com.
- 856,553 County population 2020 Census
- 8 Cities served In Montgomery County
- 5 Primary highways I-76 · I-276 (PA Turnpike) · I-476 · US-202 · US-422
Truck liability minimums in Pennsylvania
| PA intrastate (PUC authority): Manufacturer's gross vehicle weight rating of 10,000 pounds or less (articulated vehicle: manufacturer's gross combination weight rating of 10,000 pounds or less) | $300,000 |
|---|---|
| PA intrastate (PUC authority): Manufacturer's gross vehicle weight rating over 10,000 pounds (articulated vehicle: manufacturer's gross combination weight rating over 10,000 pounds) | $750,000 |
| Federal (interstate): For-hire, interstate or foreign commerce, GVWR 10,001 lb or more: nonhazardous property | $750,000 |
Amounts are per-accident liability minimums. The Pennsylvania amounts do not include cargo coverage (52 Pa. Code § 32.12(b)); common carriers must also file cargo insurance of at least $5,000 (§ 32.13). Hazardous materials carry higher federal minimums of $1,000,000 or $5,000,000, depending on the material and how it is shipped.
Sources: 52 Pa. Code § 32.12(a); 49 CFR § 387.9.
Cities in Montgomery County
Montgomery County data points
- Freight corridor: Yes — I-76, I-276 (PA Turnpike), I-476, US-202, US-422
Frequently asked questions
Which Montgomery County communities do you write truck insurance in?
All of Montgomery County, including Ardmore, Bala Cynwyd, Elkins Park, Hatboro, Horsham, Jenkintown, Willow Grove and Wyndmoor. The agency is licensed statewide in Pennsylvania, so we can quote you even if your town isn't on that list.