Car insurance in Montgomery County, PA
An independent, PA-licensed agency in Devon, PA, not tied to one insurance company.
Serving Montgomery County · PA-licensed · Open Mon–Sat · 9 AM – 7 PM
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Car insurance in Montgomery County
Home to 856,553 people (2020 Census), Montgomery County is part of the Greater Philadelphia metro. The county seat is Norristown. Below: what affects car insurance here, the Pennsylvania minimums that apply, and answers to common questions.
What affects car insurance in Montgomery County
Montgomery County is really three auto markets sharing one courthouse: inner-ring ZIPs bordering Philadelphia, where theft and dense-traffic frequency price closest to city rates; the Main Line communities, where high vehicle values drive the comprehensive and collision side of the bill; and the townships out past Lansdale and Pottstown, which price closer to the suburban norm. Carriers rate by territory, often down to the ZIP code, so the carrier that wins in Ardmore is often not the one that wins in Pottstown — which is the whole argument for shopping several carriers instead of renewing on autopilot. Commuter mileage on I-476, I-76, and Route 309 is a rating input worth answering accurately, and one of the few you control.
Compare Pennsylvania car insurance statewide, see homeowners insurance in Montgomery County, or start from the car insurance overview.
Our office is at 321 S. Valley Forge Rd, Devon, PA 19333. We are open Monday through Saturday, 9 AM to 7 PM ET; call (610) 800-4410 or email info@cyfinancialsolutions.com.
Directions to our Devon office
We serve Montgomery County from our office in Devon. Here’s the drive from King of Prussia Mall — or open directions from wherever you are.
CY Financial Solutions · 321 S. Valley Forge Rd, Devon, PA 19333 · (610) 800-4410 · Open Mon–Sat, 9 AM–7 PM ET · Closed Sundays. Map shows a typical driving route, live traffic may change the best route.
- 856,553 County population 2020 Census
- 8 Cities served In Montgomery County
- 5 Primary highways I-76 · I-276 (PA Turnpike) · I-476 · US-202 · US-422
Pennsylvania car insurance minimums (apply in Montgomery County)
| Bodily injury liability, per person | $15,000 |
|---|---|
| Bodily injury liability, per accident | $30,000 |
| Property damage liability | $5,000 |
| First-party medical benefits | $5,000 |
The same minimums apply in every Pennsylvania county. You also choose full or limited tort. Limited tort limits your right to sue for pain and suffering unless the injury is serious or another exception in the law applies.
Source: Pennsylvania Motor Vehicle Financial Responsibility Law, 75 Pa.C.S. §§ 1702, 1705 and 1711.
Cities in Montgomery County
Montgomery County data points
- Flood risk: varies by address. Check yours on FEMA's Flood Map Service Center (msc.fema.gov).
Frequently asked questions
Which Montgomery County communities do you write car insurance in?
All of Montgomery County, including Ardmore, Bala Cynwyd, Elkins Park, Hatboro, Horsham, Jenkintown, Willow Grove and Wyndmoor. The agency is licensed statewide in Pennsylvania, so we can quote you even if your town isn't on that list.