Homeowners insurance in Montgomery County, PA
An independent, PA-licensed agency in Devon, PA, not tied to one insurance company.
Serving Montgomery County · PA-licensed · Open Mon–Sat · 9 AM – 7 PM
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Homeowners insurance in Montgomery County
Home to 856,553 people (2020 Census), Montgomery County is part of the Greater Philadelphia metro. The county seat is Norristown. Below: what affects homeowners insurance here and answers to common questions.
What affects homeowners insurance in Montgomery County
Montgomery County homeowners insurance prices on three drivers more than any others: dwelling replacement cost, roof age, and ZIP-level claim history. The replacement-cost problem is sharpest on the Main Line — stone homes around Ardmore and Bala Cynwyd rebuild at custom-masonry rates the carrier auto-fill reliably underestimates, so check the replacement-cost estimate instead of accepting the auto-filled figure. The flood lesson came in September 2021, when Ida's remnants put the Schuylkill and the Perkiomen into homes that had never flooded before: most homeowners policies do not cover flood, and creek-adjacent properties should price a separate flood policy alongside the homeowners quote. Everywhere else the levers are familiar — roof age past 20 years risks actual-cash-value treatment, and finished basements deserve a genuine water-backup limit, not the token default.
Compare Pennsylvania homeowners insurance statewide, see car insurance in Montgomery County, or start from the homeowners insurance overview.
Our office is at 321 S. Valley Forge Rd, Devon, PA 19333. We are open Monday through Saturday, 9 AM to 7 PM ET; call (610) 800-4410 or email info@cyfinancialsolutions.com.
- 856,553 County population 2020 Census
- 8 Cities served In Montgomery County
- 5 Primary highways I-76 · I-276 (PA Turnpike) · I-476 · US-202 · US-422
Cities in Montgomery County
Montgomery County data points
- Flood risk: varies by address. Check yours on FEMA's Flood Map Service Center (msc.fema.gov).
Frequently asked questions
Which Montgomery County communities do you write homeowners insurance in?
All of Montgomery County, including Ardmore, Bala Cynwyd, Elkins Park, Hatboro, Horsham, Jenkintown, Willow Grove and Wyndmoor. The agency is licensed statewide in Pennsylvania, so we can quote you even if your town isn't on that list.