Truck insurance in Lancaster County, PA
An independent, PA-licensed agency in Devon, PA, not tied to one insurance company.
Serving Lancaster County · PA-licensed · Open 7 days · 9 AM – 7 PM
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Truck insurance in Lancaster County
Home to 552,984 people (2020 Census), Lancaster County is part of the Susquehanna Valley metro. Below: what affects truck insurance here, the Pennsylvania minimums that apply, and answers to common questions.
What affects truck insurance in Lancaster County
Trucking out of Lancaster County is agricultural freight country: livestock, produce, dairy, and building materials moving on US-30 and PA-283 toward the Harrisburg and Philadelphia markets. Carriers price the mix differently than metro freight — reefer and farm-adjacent commodities bring their own underwriting questions, and radius matters as much as cargo class. Shippers commonly ask for a certificate showing $1,000,000 primary liability regardless of the statutory minimum, and a current COI is often the most urgent thing a trucker needs from the agency. Clean MVRs across the roster remain one of the biggest premium levers at renewal.
Compare Pennsylvania truck insurance statewide, see auto hauler insurance in Lancaster County, or start from the truck insurance overview.
Our office is at 321 S. Valley Forge Rd, Devon, PA 19333. We are open Monday through Sunday, 9 AM to 7 PM ET; call (610) 800-4410 or email info@cyfinancialsolutions.com.
- 552,984 County population 2020 Census
- 3 Cities served In Lancaster County
- 5 Primary highways US-30 · US-222 · US-322 · PA-72 · PA-283
Truck liability minimums in Pennsylvania
| PA intrastate (PUC authority): Manufacturer's gross vehicle weight rating of 10,000 pounds or less (articulated vehicle: manufacturer's gross combination weight rating of 10,000 pounds or less) | $300,000 |
|---|---|
| PA intrastate (PUC authority): Manufacturer's gross vehicle weight rating over 10,000 pounds (articulated vehicle: manufacturer's gross combination weight rating over 10,000 pounds) | $750,000 |
| Federal (interstate): For-hire, interstate or foreign commerce, GVWR 10,001 lb or more: nonhazardous property | $750,000 |
Amounts are per-accident liability minimums. The Pennsylvania amounts do not include cargo coverage (52 Pa. Code § 32.12(b)); common carriers must also file cargo insurance of at least $5,000 (§ 32.13). Hazardous materials carry higher federal minimums of $1,000,000 or $5,000,000, depending on the material and how it is shipped.
Sources: 52 Pa. Code § 32.12(a); 49 CFR § 387.9.
Cities in Lancaster County
Lancaster County data points
- Freight corridor: Yes — US-30, US-222, US-322, PA-72, PA-283
Frequently asked questions
Which Lancaster County communities do you write truck insurance in?
All of Lancaster County, including Ephrata, Lancaster and Lititz. The agency is licensed statewide in Pennsylvania, so we can quote you even if your town isn't on that list.