Auto Hauler insurance quote
Auto-hauler quotes depend on units, cargo exposure, garage and on-hook needs, and operating radius. This captures the underwriting basics first.
- Open + enclosed haulers
- Cargo, on-hook, garage keepers
- Auction-lane carriers
Quick answers
Frequently asked questions
How much cargo coverage should I carry?
Plan for your most expensive full load, not a typical one. A seven-car open deck of $40,000 units is a $280,000 load, and swapping one unit for a $100,000 EV brings it to $340,000, so the per-load limit has to clear that figure. Check the per-vehicle sub-limit against the single most valuable car you haul as well. Tell us your usual mix and we will set both cargo limits to it.
Do I need on-hook coverage?
You need on-hook coverage if your work involves towing, winching, or wheel-lifting wrecked, repossessed, or non-running units. Haulers who only move driveable cars roll-on roll-off may not need it, but check that the cargo form covers loading and unloading. We confirm before binding.
Can you quote enclosed haulers separately from open?
Yes. Carriers usually rate enclosed work as its own class, often with fewer markets to choose from, and the physical-damage limit on an enclosed trailer usually runs higher than on an open one. Our auto hauler coverage guide explains how cargo, physical damage, and on-hook fit together.
Need a different line of coverage?
Switch to another quote wizard. Each is calibrated to its line of coverage so we ask only what we need.
Prefer to talk it through?
Talk to Lionel or Linda, the licensed Pennsylvania agents who run CY Financial, at (610) 800-4410. Open Mon–Sat, 9 AM – 7 PM ET. No call-center hand-offs.