Auto Hauler insurance in Lancaster County, PA
An independent, PA-licensed agency in Devon, PA, not tied to one insurance company.
Serving Lancaster County · PA-licensed · Open Mon–Sat · 9 AM – 7 PM
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Auto Hauler insurance in Lancaster County
Home to 552,984 people (2020 Census), Lancaster County is part of the Susquehanna Valley metro. Below: what affects auto hauler insurance here, the Pennsylvania minimums that apply, and answers to common questions.
What affects auto hauler insurance in Lancaster County
Lancaster County sits on the auto-hauler map because of the wholesale vehicle auction in Manheim, which draws dealer and transporter traffic from across the Mid-Atlantic on sale days. Much of the hauling here runs auction lanes — Manheim out to dealer lots via PA-72, US-30 and PA-283 — with open loads of mixed dealer stock. For that work, size cargo to the worst-case load, not an average one: seven cars at $40,000 each is $280,000; swap one of them for a $100,000 EV and the load is $340,000. Size the cargo limit and per-vehicle sub-limit to that load and to the highest-value unit actually on the trailer, and add on-hook coverage where repo or non-running units are part of the mix. Most cargo claims never exceed the deductible, so the deductible deserves as much thought as the limit. Shippers and auction buyers commonly ask for a $1,000,000 liability certificate regardless of the statutory floor, and hired and non-owned auto covers liability when the business uses a rented vehicle or an employee's own car.
Compare Pennsylvania auto hauler insurance statewide, see truck insurance in Lancaster County, or start from the auto hauler insurance overview.
Our office is at 321 S. Valley Forge Rd, Devon, PA 19333. We are open Monday through Saturday, 9 AM to 7 PM ET; call (610) 800-4410 or email info@cyfinancialsolutions.com.
- 552,984 County population 2020 Census
- 3 Cities served In Lancaster County
- 5 Primary highways US-30 · US-222 · US-322 · PA-72 · PA-283
Truck liability minimums in Pennsylvania
| PA intrastate (PUC authority): Manufacturer's gross vehicle weight rating of 10,000 pounds or less (articulated vehicle: manufacturer's gross combination weight rating of 10,000 pounds or less) | $300,000 |
|---|---|
| PA intrastate (PUC authority): Manufacturer's gross vehicle weight rating over 10,000 pounds (articulated vehicle: manufacturer's gross combination weight rating over 10,000 pounds) | $750,000 |
| Federal (interstate): For-hire, interstate or foreign commerce, GVWR 10,001 lb or more: nonhazardous property | $750,000 |
Amounts are per-accident liability minimums. The Pennsylvania amounts do not include cargo coverage (52 Pa. Code § 32.12(b)); common carriers must also file cargo insurance of at least $5,000 (§ 32.13). Hazardous materials carry higher federal minimums of $1,000,000 or $5,000,000, depending on the material and how it is shipped.
Sources: 52 Pa. Code § 32.12(a); 49 CFR § 387.9.
Cities in Lancaster County
Lancaster County data points
- Freight corridor: Yes — US-30, US-222, US-322, PA-72, PA-283
Frequently asked questions
Which Lancaster County communities do you write auto hauler insurance in?
All of Lancaster County, including Ephrata, Lancaster and Lititz. The agency is licensed statewide in Pennsylvania, so we can quote you even if your town isn't on that list.