Car insurance in Lancaster County, PA
An independent, PA-licensed agency in Devon, PA, not tied to one insurance company.
Serving Lancaster County · PA-licensed · Open 7 days · 9 AM – 7 PM
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Car insurance in Lancaster County
Home to 552,984 people (2020 Census), Lancaster County is part of the Susquehanna Valley metro. Below: what affects car insurance here, the Pennsylvania minimums that apply, and answers to common questions.
What affects car insurance in Lancaster County
Personal auto in Lancaster County rewards multi-carrier shopping more than most lines. The claim patterns here are rural Pennsylvania's: deer strikes on the two-lane routes, winter-weather losses, and the county's own wrinkle — sharing farm roads with horse-drawn buggies, which keeps liability limits worth a second look. Premiums generally sit below the Philadelphia metro, but they can still spread widely between carriers. The right starting point for a Lancaster County quote is exact ZIP and current limits — with full-tort and limited-tort prices compared side by side.
Compare Pennsylvania car insurance statewide, see homeowners insurance in Lancaster County, or start from the car insurance overview.
Our office is at 321 S. Valley Forge Rd, Devon, PA 19333. We are open Monday through Sunday, 9 AM to 7 PM ET; call (610) 800-4410 or email info@cyfinancialsolutions.com.
- 552,984 County population 2020 Census
- 3 Cities served In Lancaster County
- 5 Primary highways US-30 · US-222 · US-322 · PA-72 · PA-283
Pennsylvania car insurance minimums (apply in Lancaster County)
| Bodily injury liability, per person | $15,000 |
|---|---|
| Bodily injury liability, per accident | $30,000 |
| Property damage liability | $5,000 |
| First-party medical benefits | $5,000 |
The same minimums apply in every Pennsylvania county. You also choose full or limited tort. Limited tort limits your right to sue for pain and suffering unless the injury is serious or another exception in the law applies.
Source: Pennsylvania Motor Vehicle Financial Responsibility Law, 75 Pa.C.S. §§ 1702, 1705 and 1711.
Cities in Lancaster County
Lancaster County data points
- Flood risk: varies by address. Check yours on FEMA's Flood Map Service Center (msc.fema.gov).
Frequently asked questions
Which Lancaster County communities do you write car insurance in?
All of Lancaster County, including Ephrata, Lancaster and Lititz. The agency is licensed statewide in Pennsylvania, so we can quote you even if your town isn't on that list.