Auto Hauler insurance in Venango County, PA

Auto Hauler insurance in Venango County

Venango County sits in the Northwest Pennsylvania region (Franklin county seat, 50,454 residents (2020 Census)). It's an active auto hauler insurance market for our Devon office — read the per-service detail below for the carrier panel, premium drivers, and underwriting specifics that apply here.

Venango County is in northwest Pennsylvania, with Franklin as its seat and Oil City as a historically important petroleum-industry town. Auto and homeowners markets are favorable for personal lines given low population density; winter severity is high, and deer collision is the dominant rural-route claim type.

What we see writing auto hauler insurance in Venango County

We write auto haulers in Venango County and the carriers that price the work well are a narrow group. The most common auto-hauler claim patterns we see in the county track with deer collisions and winter-weather collisions. Lower freight density doesn't mean lower cargo values. Single-load auto-hauler runs through this county can still carry $250,000+ on the deck, which puts these accounts squarely in the auto-hauler market rather than the general-trucking market. Most Venango County open-trailer haulers we write run $1,000,000 primary, $250,000 cargo with a $100,000 per-vehicle sub-limit, and on-hook for repo or non-running work. Most Venango County auto-hauler accounts include hired and non-owned auto on the policy to cover incidental rentals — a small line item that prevents a meaningful gap.