Car insurance in Scranton, PA
Local rates, multi-carrier quotes, real licensed agents.
Serving Lackawanna County drivers · A+ BBB · Open 7 days · 9 AM – 7 PM
Or call (610) 800-4410 · Open 7 days · 9 AM – 7 PM
- #18503 Primary ZIP 8 total
- 76,328 Population 2020 Census
- — Avg car premium data refreshing
- 3 Major routes I-81 · I-84
Scranton, PA — what to know
- Drivers and operators in Scranton move on I-81, I-84, I-380 day-to-day — claims patterns track with that exposure.
- Lackawanna County weather risk profile: moderate-high winters, moderate flood risk, low wind risk.
- ZIP codes serviced from Scranton: 18501, 18503, 18504, 18505, 18508, 18509, 18510, 18512.
- Local landmarks in our coverage area: Steamtown National Historic Site, PNC Field, Marywood University.
We shop carriers including
Pennsylvania auto minimums (apply in Scranton)
| Bodily injury per person | $15,000 |
|---|---|
| Bodily injury per accident | $30,000 |
| Property damage | $5,000 |
| First-party medical benefits | $5,000 |
Source: PA Title 75, Chapter 17 (Financial Responsibility).
What we write in Scranton
CY Financial Solutions is an independent broker. When you ask for a car quote in Scranton, we shop the carriers that price Lackawanna County risks competitively and bring back actual options — usually two to four real quotes.
A licensed Pennsylvania agent walks the policy with you in plain English: limits, deductibles, endorsements that matter for the way you actually use the vehicle (or live in the property, or run the business). Same agent, same office, when it\'s time to renew or file a claim.
About Lackawanna County
Lackawanna County, with Scranton as its seat, anchors the Scranton-Wilkes-Barre metro in northeast Pennsylvania. I-81, I-84, I-380, and US-6 converge here, making it a heavy freight crossroads and a competitive trucking-insurance market. Personal-auto rates run close to state average for Scranton ZIPs; homeowners exposure includes moderate flood risk along the Lackawanna River and meaningful winter severity throughout.
Local detail — Scranton
Scranton's 76,328 residents spread across 8 ZIP codes. We price by ZIP rather than by city average, so two Scranton addresses often start with different carrier shortlists.
A licensed Pennsylvania agent shops the carriers in our panel that price Lackawanna County risks competitively for car. The shortlist usually narrows to three or four — different from one ZIP to another — so the comparison sheet you see is signal, not noise.
For Scranton personal auto: limited tort cuts 10–20 percent off the bodily-injury portion of the premium but waives most of your right to sue for pain and suffering after a wreck. We walk through both tort numbers on every quote.
Why CY Financial for car insurance
-
Independent broker
We work for you, not a single carrier. Real comparisons, real choice.
-
Top-rated carriers
A panel of A-rated carriers shopping for the policy that fits.
-
Real licensed agents
Talk to a Pennsylvania-licensed agent any day of the week.
Frequently asked questions
How much does car insurance cost in Scranton, PA?
Pricing in Scranton depends on the vehicle, business, or property and the owner profile. We pull live quotes from our carrier panel — the number you get is the number that applies to you, not a regional average.
Are you licensed in Scranton, PA?
Yes. CY Financial Solutions is licensed across Pennsylvania, including Scranton and the rest of Lackawanna County. We file SR-22s, issue COIs, and bind same-day for Scranton clients.
How fast can I get a quote for car coverage in Scranton?
Most car quotes turn around the same day. Personal auto quotes are often within an hour. Commercial trucking and contractor lines depend on the underwriting questions but rarely take more than a day or two.
Related coverage
Other coverage in Scranton
Nearby cities
Ready for your Bloomsburg, PA car quote?
One ZIP, one minute. We never sell your information.